Broken Leg from Car Accident — How Much is My Case Worth?
WHY A BROKEN LEG CAN IMPACT YOUR LIFE
Suffering a broken leg in a car accident is more than just a painful injury—it can prevent you from working, impact your mobility, and interfere with daily life. If you’re asking, “How much is my case worth?”, the answer depends on a combination of factors, most importantly, the available insurance coverage.
INSURANCE COVERAGE IS CRUCIAL
Texas is an at-fault state, meaning you first pursue the at-fault driver’s insurance. By law, every driver in Texas must carry a minimum of $30,000 in liability coverage, but many drivers carry more—$100,000, $150,000, or higher. Commercial vehicles may have $1,000,000+ in coverage.
Your own insurance may also offer additional recovery through underinsured motorist coverage or personal injury protection, which can stack on top of the other driver’s policy. Identifying all potential sources of coverage is essential, and an experienced attorney will know how to access every available option.
DOCUMENTATION AND PROOF ARE EVERYTHING
You can’t simply ask the insurance company for compensation because you have a broken leg. Texas law allows recovery for multiple categories of damages, including:
Past and future medical bills
Past and future pain and suffering
Past and future mental anguish
Past and future physical impairment
Past and future disfigurement
Lost wages and future loss of earning capacity
Each category requires proper documentation and evidence. An attorney ensures your injuries are correctly linked to the accident and fully proven in your claim.
HOW AN ATTORNEY MAXIMIZES YOUR SETTLEMENT
Insurance companies often undervalue claims. An experienced personal injury lawyer can negotiate effectively or file a lawsuit to increase leverage and pursue full compensation. A broken leg may cause long-term limitations, and your attorney will account for future medical care, physical therapy, and permanent impairment when calculating your settlement.
DON’T LEAVE MONEY ON THE TABLE
The total value of your case depends on your ability to prove damages, available insurance, and your lawyer’s expertise. Attempting to handle the claim alone often results in lower compensation. An attorney ensures that all past, present, and future impacts of your injury are considered and that you recover what you truly deserve.
