Broken Arm from Car Accident — How Much is My Case Worth?
WHY YOUR INJURY MATTERS
Suffering a broken arm in a car accident can be painful, life-altering, and affect your ability to work or perform daily tasks. You may wonder, “How much is my case really worth?” The answer depends on several factors, with the most important being available insurance coverage. Just having a broken arm does not automatically guarantee a high settlement.
INSURANCE COVERAGE IS KEY
Texas is an at-fault state, which means the first step is pursuing the at-fault driver’s insurance. By law, every driver in Texas must carry a minimum of $30,000 in liability coverage. That’s the baseline for any claim. However, many drivers carry more coverage—$100,000, $150,000, or even more. If the at-fault driver operates a commercial vehicle, coverage can exceed $1,000,000.
In addition, your own insurance might provide extra sources of compensation through underinsured motorist coverage or personal injury protection, which can stack on top of the other driver’s insurance. These additional policies can significantly increase the total value of your claim—but only if an experienced attorney identifies and pursues them.
WHY PROOF IS EVERYTHING
Simply asking the insurance company for a payout because you have a broken arm won’t be enough. Insurance companies pay based on documented damages, not assumptions. Under Texas law, your claim can include:
Past and future medical bills
Past and future pain and suffering
Past and future mental anguish
Past and future physical impairment
Past and future disfigurement
Past lost wages and future loss of earning capacity
Each of these categories requires proper evidence and legal documentation. This is why working with a personal injury attorney is essential—they know how to document injuries, gather medical records, and present your case to maximize compensation.
HOW AN ATTORNEY HELPS
An attorney can ensure that your case accounts for every possible source of damages. If the insurance company undervalues your claim, your attorney can escalate by filing a lawsuit, increasing leverage, and potentially unlocking additional compensation. A broken arm isn’t just a medical injury—it’s a disruption to your life, work, and overall well-being. You deserve full compensation for every way it impacts you.
MAXIMIZE YOUR SETTLEMENT
Ultimately, the value of your case depends on your ability to prove damages, the coverage available, and the expertise of your attorney. Don’t leave money on the table by attempting to negotiate with the insurance company on your own. An experienced personal injury lawyer ensures you recover for medical expenses, lost wages, pain and suffering, and any future complications.
