Who Pays to Store My Car After an Accident in Texas?
After a car accident, many drivers wonder: “Who is responsible for the storage fees for my vehicle?” Whether your car is at a tow lot, repair shop, or impound yard, understanding who pays and when is crucial to avoid unexpected costs.
When the Insurance Company Pays
If the accident was someone else’s fault and their insurance accepts liability, their insurance typically covers reasonable storage fees incurred while your car is held at a tow yard or repair shop. These fees are usually billed directly to the insurance company, but the key is that the storage must be necessary and timely—meaning your vehicle is stored while the claim is processed or until a repair or total loss decision is made.
When You Might Be Responsible
If you were at fault, or if there is a dispute about liability, you may be responsible for storage costs. Insurance companies generally will not reimburse fees if the storage is prolonged unnecessarily or if you choose a private tow company that isn’t approved by your insurer.
Additionally, if your car is left on a public roadway and towed to an impound lot, the storage fees often start immediately. These fees can accumulate daily, so quick action is important to minimize costs.
Total Loss and Vehicle Storage
In cases where your car is deemed a total loss, insurance companies usually give a limited window to decide what to do with your vehicle. During this time, storage fees may be covered by the insurer, but if you delay or request the vehicle to be moved to a personal location, you may have to pay out-of-pocket.
Tips to Avoid Surprises
Act quickly: Move your car off public streets as soon as possible to avoid extra fees.
Notify your insurance: Inform them about storage and towing to ensure proper coverage.
Document everything: Take photos of your car and keep receipts for any storage costs.
Consult an attorney: If the insurance company disputes responsibility for fees, a personal injury or auto claims attorney can help.
Understanding who pays for car storage after an accident in Texas can save you from unexpected bills and headaches during an already stressful time. Being proactive and informed helps ensure you’re not left paying unnecessary costs.
