How to Find Out the Other Driver’s Insurance Information After a Car Accident
Exchange Information at the Scene
The best way to find out the other driver’s insurance information is to exchange it at the scene of the accident. Make sure you obtain their full name, insurance company, policy number, vehicle information, and license plate number, and take photos of their insurance card if possible.
When Police Are Involved
If law enforcement responds, they may not allow the drivers to exchange information directly. In that case, the officer will include the insurance details in the crash report, which is usually available through the Texas Department of Public Safety website within about two weeks.
Getting Insurance Information Through a Crash Report
Once the crash report is available, you can purchase it online and locate the at-fault driver’s insurance carrier and policy information. This is one of the most common ways to obtain insurance details when they were not exchanged at the scene.
What If You Still Can’t Find Their Insurance?
If insurance information cannot be located, an attorney can help by opening a claim with limited information or, if necessary, filing a lawsuit to force the at-fault driver to identify their insurance. Without valid insurance coverage, there may be no funds available to pay for your damages, which is why acting quickly is critical.
