How to Estimate the Value of Your Car Accident Case in Texas?
Unlike a car, which has a clear market value, personal injury cases don’t have a fixed number. No attorney can provide an exact dollar amount at the start because every accident is different. The potential settlement depends on factors such as the severity of your injuries, how the crash happened, the evidence available, and the impact on your daily life and work.
Insurance Coverage Often Sets the Ceiling
One of the biggest factors affecting your settlement is the amount of insurance coverage available. In Texas, drivers are required to carry a minimum of $30,000 in bodily injury liability coverage. If the at-fault driver only has this minimum, that policy usually represents the maximum recovery, even if your injuries are more severe.
Most drivers don’t have substantial personal assets to cover additional damages, and Texas law protects homesteads and personal property from claims. This makes insurance limits a key factor in estimating your case’s value.
Cases with Higher Insurance Policies
When the at-fault driver carries a larger policy, such as $100,000 or more, the value of your case is determined by how well you document your damages. These damages can include:
Medical bills and ongoing treatment
Lost income from time off work
Pain and suffering or emotional distress
Future medical costs or rehabilitation needs
If you have underinsured motorist coverage on your own policy, it can provide additional compensation when the other driver’s coverage isn’t enough.
Why an Experienced Attorney Makes a Difference
An experienced personal injury lawyer can help maximize your recovery by not only proving fault but also investigating all possible sources of insurance and calculating the full financial impact of your injuries.
At The Kaufman Law Firm, we focus on:
Identifying all available insurance policies
Documenting medical, financial, and personal damages
Ensuring that limited coverage doesn’t prevent you from receiving fair compensation
With the right legal guidance, you can pursue the full value of your case rather than settling for less than you deserve.
