Why Lawyers Focus on 18-Wheeler Accidents?
You’ve probably seen the billboards asking, “Were you injured in an 18-wheeler crash?” But why do lawyers specifically focus on truck accidents rather than standard car crashes? The reason lies in insurance coverage and potential case value.
Commercial trucks, including 18-wheelers, are regulated under federal and state laws, which require them to carry significantly higher insurance than personal vehicles. While the minimum liability coverage for a standard car in Texas is $30,000, commercial trucks typically carry $750,000 in coverage, and many companies carry $1 million, $2 million, or even higher through umbrella policies. This larger coverage pool means that when someone is seriously injured in a truck accident, there is a much greater opportunity to recover full compensation for medical bills, lost wages, pain and suffering, and long-term rehabilitation.
Because personal injury attorneys aim to maximize compensation for their clients, cases involving large commercial vehicles are highly valuable. The higher insurance limits give attorneys the ability to negotiate more substantial settlements, making these cases more likely to provide full economic recovery for serious injuries. Additionally, trucking companies and their insurers are often more experienced at handling claims, so having skilled legal representation can make a crucial difference in protecting your rights and ensuring fair compensation.
In contrast, injuries caused by a regular passenger vehicle in Texas may be limited by the driver’s $30,000 policy, which may not fully cover significant medical expenses or long-term impacts. This disparity explains why law firms actively seek cases involving 18-wheelers and commercial trucks—they present a greater potential for meaningful recovery for their clients.
Ultimately, if you’ve been injured in a truck accident, contacting an experienced personal injury attorney is essential. They can evaluate the insurance coverage, gather evidence, and navigate the complexities of commercial truck accident claims to ensure you receive the full compensation you deserve.
